With many of you furloughed, newly unemployed or many other circumstance during this virus outbreak, its worth highlighting that changes that came into being a few years ago allow you to pay Council Tax over the full tax year.

Many people have complained to us that council tax is paid over 10 months rather than 12, making monthly budgeting difficult (as you pay monthly for 10 months then get a two-month holiday).

In April 2013, the Government announced all councils in England must allow you to pay your council tax over 12 months.

However, we’ve heard there are worries that as it may impact their cash flow, some councils may not go very loud on telling people about this option. If you want to change how you pay, it’s safest to contact it yourself.

How do I do this? If you live in England, contact your council and tell it you want to change to the new payment schedule. Make sure to check your new bill when it arrives to see that the schedule has definitely changed.

This will give many of you more time to pay and reduce your instalments to a slightly more manageable level.

NB: Most of this post has been taken from Money Saving Expert